All Pennsylvanians have access to affordable healthcare. Whether you are a small business owner, entrepreneur, independent contractor, or part-time employee, there is a plan for you.
Uninsured people are more likely to:
- Receive an initial diagnosis in the advanced stages of a disease
- Die or suffer permanent impairment after an accident or sudden-onset condition
- Live with a chronic condition that could be managed if diagnosed
Access to coverage:
- Improves health and well-being
- Reduces unnecessary suffering and saves lives
On March 23, 2010, President Obama signed the Patient Protection and Affordable Care Act into law. It is more commonly known as the Affordable Care Act (ACA) or Obamacare. This act changed the healthcare system by requiring everyone in the U.S. to have health insurance. It reduces the amount neighbors pay for care and provides assistance to those who cannot afford a plan.
Under the ACA:
- Neighbors can’t be denied coverage because of a preexisting health condition
- Insurance companies can no longer set limits on the coverage they provide
- Women can’t be charged more and are guaranteed services essential to women’s health
- More screenings and preventative services are covered
- Prescription drugs cost less
- States expanded Medicaid to help lower-income individuals access health care
- More Americans have health insurance
Pennie is Pennsylvania’s official health and dental coverage marketplace and the only place to get financial assistance to help lower the cost of coverage and care. Pennie’s Open Enrollment Period runs yearly from November 1 to January 15. This is the yearly period when you can buy health insurance. Low cost and free plans are available.
From November 1, 2024 through January 15, 2025, neighbors may enroll for health insurance on Pennie’s website here, or call 1-844-844-8040 to speak to Pennie’s friendly and experienced Customer Service Representatives. Enroll by December 15th to get coverage by January 1st.
Some neighbors are eligible for a Special Enrollment Period, which allows you to enroll in health insurance outside the yearly Open Enrollment Period. Changes in circumstances, such as getting married, having a baby, or losing health coverage, can make you eligible. See more Qualifying Life Event (QLE) here.